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Have friends? Family members? Coworkers?
Sure, they’re all great people to have in your life. But did you know they can also help you score freebies, cash bonuses and major discounts? Seriously!
A number of companies have referral programs. That means they’ll pay you when you get someone to sign up.
Now, we don’t necessarily recommend incessantly pestering your friends or plaguing your Facebook feed with these offers. But if there’s a product or service you really love, why not share it? Here are a few of our favorite companies that have refer-a-friend programs:
1.Fetch: Turn Your Grocery Receipts Into Free Visa Gift Cards
What do you usually do with your grocery receipts? You check out, the cashier hands you a mile-long piece of paper, and you stuff it to the bottom of a grocery bag. Pretty worthless.
But a free app called Fetch Rewards will turn them into gift cards. It partners with tons of brands to give you points for every grocery receipt you share. Then you can exchange them for Visa gift cards.
When you download the app, use the code PENNY to automatically earn 2,000 points when you scan your first receipt.
Referral program: When you invite a friend to join Fetch with you unique referral code, you’ll both get2,000 points when they submit their first receipt. That’s 2,000 points closer to your first gift card!
2.Acorns: Invest 15 Cents Into The Stock Market
Yeah, we know what you’re thinking: 15 cents?How’s that going to do me any good?
Well, that leftover change from your morning coffee and evening grocery hauls could turn into more than $1,000.
That’s what happened when Chicago-area resident Jeremy Kolodziej opened an investment account with Acorns. The app’s round-up feature bumps each of your purchases up to the nearest dollar and puts the spare change into the stock market, which helped him mindlessly save $1,076 in about 20 months.
“It’s a virtual coin jar,” he says. “You don’t even think about it.”
Plus, Acorns invested the money for him, allowing him to grow his savings — without studying stock prices or managing trades.
The app is $1 a month for balances under $1 million, and you’ll get a $5 bonus when you sign up.
Referral program: When you invite a friend to Acorns with you unique referral link and they invest at least $5, you’ll get a $5 boost to invest.
3.InboxDollars: Earn up to $225/Month Watching Videos From Your Couch
What if we told you a research company would pay you to watch cooking videos on your computer? It’s too good to be true, right?
But we’re serious. InboxDollars will pay you to watch short videoclips online. One minute you might watch someone bake brownies and the next you might get the latest updates on Kardashian drama.
All you have to do is choose which videos you want to watch and answer a few quick questions about them afterward. It’s already paid its users more than $56 million.
It takes about one minute to sign up, and you’ll immediately get a $5 bonus to get you started.
Referral program: For each friend you successfully refer to InboxDollars, you’ll get a $1 bonus. You’ll also get 30% of their qualified earnings — no cap. So if your friend goes on to make $50 through InboxDollars this month, you could get an $15, without doing anything.
4.Rakuten: Get Cash Kickbacks When You Buy Stuff Online
Chances are you do some of your shopping online. Whether it’s pet food from Walmart, toilet paper on Amazon or even a flight home for Thanksgiving, you’re probably leaving money on the table.
A free website called Rakuten has the hookup with just about every online store you shop, which means it can give you a kickback every time you buy. In fact, since Denver resident Colleen Rice started using Rakuten, it’s sent her checks in the mail totaling $526.44.
It takes less than 60 seconds to create a Rakuten account and start shopping. All you need is an email address, then you can immediately start shopping your go-to stores through the site. Plus, if you use Rakuten to earn money back within the first 90 days of signing up, it’ll give you an extra $10 on the first check it sends you.
Referral program: When your referral signs up and makes a qualifying purchase, you’ll get $25 added to your account. These bonuses are unlimited.
5.Lucktastic: Get Free Scratch-off Tickets For a Chance to Win The Jackpot
It’s tempting to buy those scratch-off tickets from the gas station, but that’s always a gamble.Usually you end up winning nothing, and what a bummer.
Instead, try playing for free using an app called Lucktastic. Each day, it releases a new assortment of digital scratch-off tickets. Lucktastic says instant wins range from $1 to $10,000, in cash or gift cards to popular retailers.
We talked to single dad Oneil Campbell, from Boston, who was shocked when he won a $5,000 Lucktastic prize.
The app is supported by advertising, which allows it to keep the payouts high and the games free. It’s not guaranteed money, but at least Lucktastic is free to play. And hey, somebody’s gotta win.
Referral program: When a friend uses your referral to download and play the app, you’ll get 1,000 tokens, which will give you more chances to win cash!
6.Gabi: Knock $80/Month From Your Car Insurance in 2 Minutes
When’s the last time you checked car insurance prices?
You should shop your options every six months or so — it could save you some serious money.Let’s be real, though. It’s probably not the first thing you think about when you wake up. And it doesn’t have to be.
A company called Gabi makes it super easy to compare car insurance prices for the same exact coverage you already have.Plus, it makes switching plans a breeze.
Take LourdesRobles-Velazquez, for example. The single mom lives on a tight budget. She was paying $205 a month to insure two Toyota Priuses — hers and her daughter’s. By using Gabi, she shaved $80 off her monthly car insurance bill. That’s nearly$1,000 in savings per year.
Wondering how much you could save? Head over to Gabi, and link up your current insurance account (this is how it gets you that apples-to-apples comparison). Then, browse your options. It takes all of two minutes.
Referral program: Once you’ve found cheaper car insurance, you can invite your friends. For anyone who receives and confirms a cheaper car insurance quote through your unique referral link, you’ll get a $25 Amazon gift card.
7.Robinhood: Get up to $500 in Free Stock
If you feel like you don’t have enough money to start investing, you’re not alone. But guess what? You really don’t need that much — and you can even get free stocks (worth up to $500!) if you know where to look.
Whether you’ve got $5, $100 or$800 to spare, you can start investing with Robinhood.
Yeah, you’ve probably heard of Robinhood. Both investing beginners and pros love it because it doesn’t charge commission fees, and you can buy and sell stocks for free — no limits. Plus, it’s super easy to use.
What’s best? When you download the app and fund your account (it takes no more than a few minutes), Robinhood drops a share of free stock into your account. It’s random, though, so that stock could be worth anywhere from$5 to $500 — a nice boost to help you build your investments.
Referral program: Now that you’ve signed up for Robinhood, you can keep earning free stocks. Invite your friends with your unique link, and if their account is approved, you’ll get another share of free stock worth up to $200. You’re allowed to claim up to$500 worth of free stock a year.
8.Hotel Tonight: Get $25 to Put Toward Your Next Hotel Stay
Need to book a last-minute hotel? Or just want to get the best deal on a hotel you’re bookings few weeks out? Hotel Tonight is a great place to shop your options. Use the app or the website — super simple!
Referral program: Want to share the good deals? Invite your friend to Hotel Tonight and when they book a qualifying hotel, you’ll get a $25 credit, which you can use toward your next hotel booking.
9.Glossier: Actually Affordable Skincare and Makeup Products
Do you love Glossier products? If you haven’t discovered them yet, now just might be the time. Start out with the Skincare Edit. It’s perfect for newbies because you’ll get all the best-selling products in travel sizes. You can test everything out— the Milky Jelly Cleanser, a hydrating serums, priming moisturizer and lip salve — for $50.
Referral program: Before you order your favorites, refer a friend. They’ll get 10% off their order, and you’ll get a $10 bonus to put toward your next order.
10.Sam’s Club: Share Your Love of Bulk Buying
When it comes to member-only warehouse clubs, Sam’s Club is one of the most popular. You’ll pay an annual membership fee of $45 and get access to tons of exclusive discounts. Plus, you’ll score deals on gas and even get free flat-tire repairs, battery testing and wiper-blade installations.
Referral program: Already a member? When you refer a friend and they join Sam’s Club, you’ll get a $10 eGift card to Sam’s Club. They’ll get a little something, too— a $20 eGift card, which basically cuts their membership costs nearly in half.
11.The Honest Company: Honestly, Not a Bad Deal
Jessica Alba’s sustainable products empire, The Honest Company, sells all things natural. You can find baby products, including diapers, wipes and training pants, and beauty products, including makeup, shampoo and face masks.
Referral program: If you’re a fan, refer a friend. You’ll get a $20 credit to use toward your next purchase.This is perfect to share in your parents groups!
12.Rent The Runway: Attending a Wedding? Rent a Dress
Listen. We get it. Attending all these weddings can get expensive, and you always feel like you need to go out and buy a new dress for each one. But that’s where Rent The Runway is nice. You can rent designer dresses for a fraction of the actual cost. This can save you a ton of money — and closet space.
Referral program: Have a friend who needs something to wear, too? Refer them to Rent The Runway, and they’ll get a $30 credit. When their item ships, you’ll also get a $30 credit.
13.Walmart Grocery: Get Your Groceries The Lazy Way and Get a $10 Credit
Grocery shopping is a major pain, but luckily there are services that’ll just bring your groceries to the car for you — or even deliver them to your door.
That’s whatWalmart Grocery does. You place your order online, then choose what time you’d like to pick up your items. Or, in some areas, you can even get your groceries delivered straight to your door.
Referral program: Got a friend who’s still grocery shopping the old-fashioned way? Send them an invitation to buy their groceries on Walmart, and, once they complete their order, you’ll get a $10 promo code to use on your next order.